The Council of Mortgage Lenders (CML) is the trade association for UK residential mortgage lenders.
We represent a mix of banks, building societies, and non-deposit taking lenders. Our members account for 95% of all residential mortgage lending in the UK, and have £1.25 trillion of lending outstanding to around 11 million households.
Our purpose is to represent mortgage lenders and promote sustainable housing finance in the UK. We are the main representative voice for the residential mortgage lending industry, and the central provider of economic, statistical, legal, research and other market information.
We are always happy to help parliamentarians with queries on the mortgage market. We distribute a quarterly parliamentary newsletter, Housing finance at a Glance, to all MPs and peers that have a specific interest in housing issues. And we run informal briefing lunches in the House of Commons for backbench MPs and peers to discuss current market issues. If you have a mortgage market query or would like any information on our work, please contact our public affairs manager Michelle Vosper, or visit our website www.cml.org.uk
The Council of Mortgage Lenders estimates that gross mortgage lending reached £18.2 billion in February
Home buyers borrowed £8.4bn in January, down 28% on December and unchanged on January 2016
Survey of buy-to-let landlords shows two-thirds understand their ability to offset mortgage interest payments against tax is being scaled back by the government
New research identifies reforms that could widen the financial options for older people.
The CML is expanding its data on shared ownership, and today publishes its initial findings.