Credit unions provide financial services to over 1 million people in England, Scotland and Wales. As financial co-operatives they are owned and controlled by their members and only exist to meet the needs of those members.

Credit unions provide a range of services including savings accounts, affordable credit and insurance. Increasing numbers of credit unions also provide a current account, ISAs, and even mortgages.

The Association of British Credit Unions Ltd (ABCUL) is the main trade association for credit unions in England, Scotland and Wales. ABCUL represents around 70% of all credit unions who in turn provide services to 85% of the British credit union membership.

ABCUL represents its members with Government, the Financial Services Authority and the media. It provides a full range of advice, information, training and development services to help its members grow to be sustainable financial co-operatives.

Our Vision
Credit unions will become the primary source of affordable, high quality and ethical financial services for the people of Great Britain.

Our Mission
ABCUL is the principal, democratically governed representative body of the credit union movement in Great Britain providing credit unions with the leadership, services and assistance they require to meet the financial needs and aspirations of the people of this country.

The latest editions of Credit Union News and the most recent Annual Report are available to download here.






What's new

  • ABCUL: The Northern Money Conference 2012

    The Northern Money Conference 2012 has grown to become the largest conference in Britain to address issues concerning the financial health and wellbeing of low and moderate-income households.

  • ABCUL: Credit unions welcome progress on legislation

    ABCUL – the Association of British Credit Unions – has welcomed steps taken in Parliament this week which will see increased access to safe and ethical financial services in communities and workplaces across the country.

  • Credit union delight at £73 million Government boost

    Mark Lyonette, Chief Executive of ABCUL - the Association of British Credit Unions, has welcomed today's announcement that the Government is investing up to £73 million in credit unions over the next four years, and that the Post Office could play a central role in delivering credit union services.

  • ABCUL: Now there's an easier way to find your local credit union

    Around 80% of people in England, Scotland and Wales can join a credit union because of where they live, work or the organisations they're members of, and this is growing all the time. Now there's one place where they can find out about the credit unions they can use.

  • ABCUL: Credit unions welcome Post Office plans

    ABCUL - the Association of British Credit Unions - has welcomed today's policy statement from The Department for Business, Innovation and Skills (BIS) on its plans to secure the long term future of the Post Office.

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